CrediLinq Locks in $8.5M to Fuel Embedded Finance Expansion Across US, UK, and Australia
CrediLinq just secured $8.5 million in Series A funding to ramp up its AI-driven embedded finance platform, aiming to transform how small businesses access capital across digital ecosystems. The Singapore-based startup, which plugs its financing tech into B2B platforms, is now eyeing major markets in the US, UK, and Australia as its next growth chapters.
The round was co-led by OM/VC and MS&AD Ventures, with new backers Citi North America and Rustem Family Office joining the mix. Existing investors including 500 Global, Epic Angels, 1982 VC, and Big Sky Capital also returned for this round.
CrediLinq’s core offering is its Credit-as-a-Service stack, which integrates into digital platforms via APIs to provide SMEs with fast, data-driven credit at the moment they need it. It pulls from real-time alternative data, including platform activity and unstructured sources, to make lending decisions. That means a small business selling on a marketplace like Amazon, Lazada or TikTok Shop can potentially access capital almost instantly without leaving the platform.
“Today marks a pivotal moment for CrediLinq as we accelerate the growth of embedded finance globally, helping platforms empower digital native SMEs with flexible, transparent and more seamless access to capital,” said Deep Singh, Founder and Group CEO of CrediLinq, highlighting the significance of the announcement.
The fresh funding will go toward expanding CrediLinq’s presence in its target markets, building out commercial and tech teams, and refining its AI credit decisioning engine. There’s also a push to deepen its footprint in Singapore, where it holds a Capital Markets Services License under the Monetary Authority of Singapore.
A notable update in the embedded finance space: CrediLinq’s strategy of embedding lending in digital workflows is gaining traction among investors betting on credit solutions tailored for the digital-first economy. With Citi and other institutional names on board, the company is positioning itself as a go-to partner for platforms looking to boost stickiness and monetize transactions through credit.
