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Investing Your Money: Where You'll Get The Biggest Return

Jul 21, 2020

Are you looking to make some money? If you’re looking to invest your hard-earned cash for an eventual and profitable return, then you may be wondering where to start.

The first hurdle is knowing what sources to trust with your money, and whether the return will in fact, be as glorious as you’ve always hoped. The problem with an investment is that you’re taking a gamble with your money and that no matter what research you’ve conducted, you could be left empty handed.

However, there are a plethora of ways in which you can prevent this from happening. Check out these wonderful ways and places you can invest your money for the biggest and best return.
Investing Your Money: Where You'll Get The Biggest Return

Stock market

One of the first things that comes to mind when thinking of investing money is the stock market, and putting your cash into these markets is exactly what it sounds like: you buy shares in one or more companies with the aim of making a juicy profit. But how do stock markets work?

The stock market is simply a place where buyers and sellers meet to sell shares – each of them a small part of the business listed on the “exchange”. 

What are shares in the first place? The idea is to expand and eventually raise profits to turn a company into a financial success, and companies give investors the chance and back it up with their own cash. So you basically own a small part of the business and become a 'shareholder.' If you want, the part of the business you own can be traded or sold with someone who wants to buy it.

Why does a business’ share price rise and fall at any moment? The price is initially set by the company selling shares, but the price on any given day may be dictated by weak financial performance, the economic health of the United Kingdom and the so-called 'sentiment,' i.e. if City investors assume that the business may fail, the price may fall. Or if a company increases its growth in a year and the future is rosy, the price is likely to increase.

So, if the company you decide to invest in increases its growth, you could sell your shares back to them (or to someone else) for a very large profit.

Or alternatively, you could keep your stocks in place.

Remember that if the company you’ve invested in suddenly plummets, you could lose out on money too. The key to successful stock trading is to keep an eye on the market so that you’re getting the most out of your investment.

Cryptocurrency

Another popular investment route is cryptocurrency. The problem a lot of people face here, is not knowing the purpose of cryptocurrency. So, what is it? Cryptocurrency is a digital or virtual currency intended to act as a medium of exchange. This uses cryptography to encrypt and validate transactions, as well as to monitor the development of new cryptocurrency units.

Essentially, cryptocurrencies are small entries in a database that no one can change unless strict requirements are met. Therefore, if you invest wisely, you could make a tasty sum of money.

Cryptocurrency trading can be traded over a long period of time or, if you’re looking for a faster approach, a shorter amount of time. You may have heard of cryptocurrency day trading, which basically involves a much shorter process for trading your money. You can read in depth here about how to day trade cryptocurrency and all of the important information you need to know about doing so.

A common misunderstanding is that cryptocurrency is very much like stocks. While there are similarities such as the ability to pull a large profit from your investment, it’s important to know that there are many differences between the two. Always remember to do your research before investing your hard-earned money into something such as stock and/or cryptocurrency.

Property

You might be looking for an investment that you can cash out many years down the line, perhaps for yourself or even your children so that you can help set them up for life.

Whatever your reason for wanting an investment that will take a much longer period of time, you may want to consider investing your money into property/properties.

There are many advantages of doing so:
  • A permanent place to live, meaning no worries about a landlord asking you to leave.
  • The ability to rent out your property for a stable income on the side.
  • Selling the property once you’ve improved it can create a large profit.
  • The property market is much more stable than other markets: people will always need a place to live!
If you have the money to buy or at least put down a deposit on a property, then it’s definitely something to consider for a nice return later down the line!

Remember that there are also help to buy schemes available these days, so if you don’t have a huge amount of money to invest, you may still be able to get yourself onto the property ladder.
Investing Your Money: Where You'll Get The Biggest Return

Artwork

As you’re probably already aware, there are millions of pieces of artwork around the world that are worth a very pretty penny indeed. Investing in artwork is another route that many people take when considering a long-term investment.

One advantage is that art has no correlation to the stock market, so this means paintings can go up in value even when the market crashes, making it a good option for investment. You can find out here how to invest in artwork and what you should know.

You’ll notice that if you’re not keen on the idea of keeping the artwork yourself (perhaps because of the damage risks), then you can invest in it through shares, meaning your artwork never leaves the gallery.

High-yield savings accounts

You might not have much interest in necessarily investing your money in a particular place. Many people would prefer to know exactly where their money is at all times - a smart move! Choosing to put your money into a high-yield savings account allows you to know where your money is and how much money you have, all whilst generating a nice amount of interest.

Compared to regular savings accounts that will earn you very little interest, maybe a pound or two here and there, high-yield accounts can earn you hundreds extra each year! A nice return for simply having your money sat there for a rainy day!

You will make even more if you use a Certificate of Deposit (CD), a savings account that provides a higher interest rate and a fixed withdrawal date. However, you're swapping comfort for interest. With a CD, you decide to let your money sit tight for a certain amount of months or years, and if you withdraw your money early, you will also be charged a fine. Although, if you can be patient, you will be rewarded with a return of around 2% or more.

One thing to be aware of with these kinds of savings accounts is that the amount of interest you earn can very much fluctuate due to the economy’s inflation. However, you do have complete control over your money, it’s safe, and you also have access to it whenever you choose.
Investing Your Money: Where You'll Get The Biggest Return

Jewelry

Every woman loves the idea of owning a large amount of jewelry, but did you know that you can invest in it too?

There are some strict do’s and don’ts, of course, but if done right, jewelry can bring in a large return when you decide to resell. It’s important to conduct some research before committing yourself into a sale, so make sure you’re asking these questions:
  • Gold - yes or no?
  • Do I buy vintage or contemporary?
  • Will this hold its value?
  • Can I wear this? Will it decrease the value if I do?
  • How valuable are the diamonds in this jewelry? Will they lose value soon?
If you’re unsure what the right answers are to your questions, it’s advisable to speak to an expert before investing any of your money.

Collectables 

Finally, a much more exciting way of investing your money is in collectables. So, if you’re a fan of the Star Wars franchise and would love to own a tonne of merchandise surrounding it - then go for it! Large franchises like Star Wars have created rare and exciting merchandise that can be bought and collected. The best part?

Merchandise that’s been untouched and well looked after can be worth a lot of money a few years down the line! If you’re not sure what kind of collectable to invest your money in, do some research to see what’s highly sought-after and how obtainable these items would be to you. A fun way of investing your money!

As you can see, there are many ways to invest your money for a nice return, whether that be 20 years down the line or the very next day. Remember to do your research before any investment to avoid loss of money and disappointment!

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